Retail partner benefits
We unlock shopping power and choice for our universe of tens of millions of underserved consumers without access to traditional financing, while freeing merchants from the challenges of difficult credit and financing costs. Our proprietary platform of lease-to-own solutions generates real value and satisfaction for participants — that can have a tremendous impact on the bottom line.
Attract new customers in the face of declining foot traffic
Serve credit-challenged customers in a seamless, transparent, and repeatable way
Lessen the burden of expensive, retail partner-funded rewards and retention schemes
Overcome eCommerce challenges without additional investment
Consumer benefits
We empower millions of consumers with shopping options while helping merchants avoid credit challenges
Provides underserved customers immediate access to goods they need and want
Alternatives to traditional financing for the under and unbanked, especially in a tightening credit market
Opportunity to improve financial health through a positive leasing experience
Empowering today’s shoppers
In-Store Assisited
We're the only lease-to-own provider in the market with the option of providing supplemental staff to help close customers in-store.
Self-Guided Digital
Customers can make a lease-to-own decision and apply through an automated kiosk at the POS.
Hybrid Model
We work in any and all ways that will benefit our retail partners and customers. This includes in-store options that serve as an alternative to traditional financing, as well as self-guided digital solutions that can also facilitate planning and eCommerce sales.
Acima's new solution strategy for success.
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A history of success, A future of innovation
Acima Solutions is a division of Rent-A-Center, Inc. (RAC) focused on extending the company mission of partnering with retailers to provide more access and choice to underserved and overlooked consumers to lease the things they need to improve their quality of life.
RAC's deep experience is the perfect foundation for building the new vision for Acima Solutions. And that is to grow what is currently the most complete and accessible lease-to-own offering on the market, into a true banking and credit alternative that leverages cutting-edge technology to expand the ways that our retail partners and customers can transact and prosper.